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Welcome to 9831 Banyan St: A modern, tranquil, fully upgraded dream home on a quiet cul de sac in Alta Loma. Enter and behold the breathtaking white oak engineered hardwood flooring, creating a seamless flow from down- to upstairs. The custom designed chef's kitchen is the heart of the home, with state-of-the-art appliances, sleek cabinetry, a breakfast bar, and a stylish tile backsplash. Host guests at the quartz countertop bar & enjoy gourmet meals in the adjacent dining area, bathed in natural light from the double pained Milgard windows throughout the home. Ascending upstairs, find your primary suite sanctuary featuring a private balcony where you can unwind while gazing at the starlit sky, which leads to your backyard paradise by way of a gorgeous spiral staircase. The home’s highlight is the stunning secondary downstairs primary suite w/a spacious layout, spa-like en-suite bathroom, & generous walk-in closet. This ADA/ADU-ready primary suite w/its own HVAC perfectly serves as separate living quarters for extended family or guests. All the bedrooms feature luxurious carpeting, inviting you to sink your feet into plush comfort. Throughout the home, smart technology enhances your living experience, bringing convenience & peace of mind to your daily life. In the primary bath, new Delta fixtures w/a lifetime warranty offer both elegance & reliability. Fresh interior paint, plantation shutters, & upgraded solid core Livingston 3-panel doors add sophistication & style to every room. The outdoor space is a masterpiece, featuring a meticulously landscaped garden, new pavers, & a sprawling patio to host alfresco gatherings. Relax in the saltwater black bottom pool & spa oasis w/many recent updates including a new salt cell. Your outdoor living experience has been elevated w/ the installation of custom-built black iron RV and walk-in gates, providing secure access to the backyard through digital biometric locks. The façade of the house has been redesigned & painted to refresh its charm. This home boasts many extra conveniences including owned solar, reverse osmosis water filter & softener, electrical sub-panel, 300amp RV hookup, second AC unit, and a tankless water heater for both primary suites. The permitted gas repipe ensures safety & efficiency. Welcome home to 9831 Banyan St, where you have everything you need to live, work, and play in absolute luxury and comfort. But wait there's more, potentially assume sellers loan at a 2.375% rate, now that's exciting